Consolidating direct stafford loans

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In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants.

Lenders and guaranty agencies are not involved in the process.

FFELs are guaranteed loans made by private lenders.

For other institutions, issuing of debt contracts such as bonds is a typical source of funding.

A secured loan is a loan in which the borrower pledges some asset (e.g. A mortgage loan is a very common type of loan, used by many individuals to purchase things.